Insurance doesn't have to feel like a different language.

At Hoya Insurance, we've taken timeless principles of cooperatives, takaful, and insurance into coverage you can count on.

General Property Coverage

Protect your assets the smart way without worrying about increases in premiums and more.

Renters Property & Liability

Rent without the hassle while covering everything that matters the most and get rewarded it.

House of Worship Protection

We provide confidence in providing protection for houses of worship without compromising faith-based principles.

Assess your needs

Begin by evaluating your assets and determining what needs protection. This could include your apartment, complex if you're an owner, or house of worship. Our partners will walk you through how takaful is different from conventional insurance.

Choose your package

We provide all levels of coverage based on your needs. With our excellent service from our client management team, you will find what best fits your budget and requirements.

Make contributions

Our policy holders and members agree to guarantee each other and make contributions to a pool or mutual fund instead of paying premiums. This leads to lower rates without compromising protection.

Review & update

Get rewarded with dividends or lower policy rates with our takaful insurance based programs. As your needs change and grow, we will be here every step of the way.

Switching from a premium-based to a contribution system with faith-based principles made sense.

Paying for insurance and not being able to get anything back without a claim wasn't fair. But with Hoya Insurance, I get rewarded for being safe.

Carlos C., Restauranteur